RAM was built by finance and technology experts. We pride ourselves on our attention to detail while handling a large transaction volume using our automated platform. We work on behalf of companies around the country to provide them with world-class expertise in order to assist them with the processing and disbursing of payments. We follow a strict neutral third-party approach which safeguards the rights of consumers in their dealings with financial service providers.
We are Member of the American Fair Credit Council (AFCC) and have an A rating with The Better Business Bureau (BBB). We are located in Knoxville, Tennessee.
Chief Administrative Officer
Mr. Winters is the Co-Founder and President of Reliant Account Management. Mr. Winters is responsible for overseeing all operations of the company and development of its strategy. For the past 40 years, Mr. Winters has been an accomplished executive and entrepreneur within the financial services industry. Prior to co-founding RAM, Mr. Winters was the CEO of RealNet Software, President of Benefit Land Title Insurance Company, COO of Fidelity National Title, and an executive with many other financial service companies. Mr. Winters is a graduate of the University of Colorado.
Mr. Chaya is the Co-Founder and Chief Administrative Officer of Reliant Account Management. Mr. Chaya is responsible for overseeing business, compliance, legal, and strategic matters for the company. For the past 40 years, Mr. Chaya has been an accomplished executive and entrepreneur within the financial services industry. Prior to co-founding RAM, Mr. Chaya started several companies and served as a corporate executive and in-house counsel for RealNet Software, Old Republic Title Insurance Company, Benefit Land Title Insurance Company, Fidelity National Title Insurance Company, and American Title Insurance Company. Mr. Chaya is a graduate of Arizona State University with a Bachelor of Business Administration in Accounting and a Juris Doctorate of Law.